:root{
  --navy:#0f1f3d;--navy-2:#16294f;--gold:#b8913a;--gold-2:#a17d2f;--ink:#141a26;--muted:#5f6675;
  --line:#e3e6ec;--bg:#f4f6fa;--card:#fff;--green:#1f9d55;--green-bg:#e6f5ec;--red:#c0392b;
}
*{box-sizing:border-box}
html,body{margin:0}
body{background:var(--bg);color:var(--ink);font-family:"Source Sans 3",system-ui,-apple-system,Segoe UI,Roboto,sans-serif;font-size:17px;line-height:1.5;-webkit-font-smoothing:antialiased}
a{color:var(--navy)}
.wrap{max-width:1120px;margin:0 auto;padding:0 16px}
.ic{width:20px;height:20px;fill:none;stroke:currentColor;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;flex:none}
h1,h2,h3{margin:0;color:var(--navy)}
h1,h2{font-family:"Source Serif 4",Georgia,serif;font-weight:600}

/* top bar + header */
.topbar{background:#ececec;border-bottom:1px solid #dcdcdc;font-size:14px}
.topbar-in{display:flex;align-items:center;gap:10px;min-height:38px}
.tb-seal{width:20px;height:20px}
.hdr{background:#fff;border-bottom:4px solid var(--navy);position:sticky;top:0;z-index:10}
.hdr-in{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-top:14px;padding-bottom:10px}
.brand img{height:56px;display:block}
.member-chip{display:inline-flex;align-items:center;gap:6px;background:var(--green-bg);color:var(--green);font-weight:800;font-size:14px;letter-spacing:.06em;text-transform:uppercase;padding:6px 12px;border-radius:999px}
.member-chip .ic{width:16px;height:16px;stroke-width:3}
.nav{display:flex;gap:4px;overflow-x:auto;scrollbar-width:none}
.nav::-webkit-scrollbar{display:none}
.nav a{display:flex;align-items:center;gap:8px;padding:10px 14px 12px;text-decoration:none;color:var(--muted);font-weight:700;border-bottom:3px solid transparent;margin-bottom:-4px;white-space:nowrap}
.nav a:hover{color:var(--navy)}
.nav a.on{color:var(--navy);border-bottom-color:var(--gold)}

.main{padding-top:28px;padding-bottom:56px;display:flex;flex-direction:column;gap:28px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:inherit;font-weight:800;font-size:17px;padding:13px 20px;border-radius:12px;text-decoration:none;cursor:pointer;border:2px solid transparent;transition:background .15s,transform .05s}
.btn:active{transform:translateY(1px)}
.btn-gold{background:var(--gold);color:#fff}
.btn-gold:hover{background:var(--gold-2)}
.btn-line{background:#fff;color:var(--navy);border-color:var(--navy)}
.btn-line:hover{background:#f1f3f8}
.btn.sm{padding:7px 12px;font-size:15px;border-radius:9px}
.btn .ic{width:18px;height:18px}

/* hero */
.hero{display:grid;grid-template-columns:1.5fr 1fr;gap:20px;background:linear-gradient(135deg,var(--navy) 0%,#1b3263 100%);color:#fff;border-radius:20px;padding:36px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-80px;top:-80px;width:360px;height:360px;background:url(/seal.png) center/contain no-repeat;opacity:.07}
.hero h1{color:#fff;font-size:40px;line-height:1.15;margin:14px 0 12px}
.hero p{color:#d3dbea;font-size:18px;margin:0;max-width:620px}
.ok-chip{display:inline-flex;align-items:center;gap:7px;background:rgba(31,157,85,.18);color:#7fe0a8;border:1px solid rgba(127,224,168,.35);font-weight:800;font-size:14px;letter-spacing:.06em;text-transform:uppercase;padding:6px 12px;border-radius:999px}
.ok-chip .ic{width:16px;height:16px;stroke-width:3}
.hero-cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.hero .btn-line{background:transparent;color:#fff;border-color:rgba(255,255,255,.5)}
.hero-r{display:flex;flex-direction:column;gap:14px;position:relative;z-index:1}
.stat{background:#fff;color:var(--ink);border-radius:14px;padding:18px 20px;display:flex;flex-direction:column;gap:6px}
.stat .k{font-size:13px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.stat b{font-size:36px;font-weight:800;color:var(--navy);line-height:1.1;font-variant-numeric:tabular-nums}
.stat .s{font-size:15px;color:var(--muted)}
.stat.big b{font-size:48px}
.bar{height:12px;background:#e9ecf2;border-radius:6px;overflow:hidden;margin:6px 0 2px}
.bar i{display:block;height:100%;width:0;background:var(--green);border-radius:6px;transition:width .3s}

/* panels */
.panel{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:26px;box-shadow:0 2px 8px rgba(15,31,61,.04)}
.ph{display:flex;align-items:baseline;justify-content:space-between;gap:12px;flex-wrap:wrap;margin-bottom:16px}
.ph h2{font-size:24px}
.ph .sub{font-size:15px;color:var(--muted)}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.sec-h{display:flex;align-items:baseline;justify-content:space-between;margin-bottom:14px}
.sec-h h2{font-size:26px}
.sec-h a{font-weight:700;text-decoration:none}

/* checklist */
.steps{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px}
.step{display:flex;gap:14px;align-items:flex-start;padding:14px;border:1px solid var(--line);border-radius:12px}
.step b{display:block;font-size:18px;color:var(--navy)}
.step span{display:block;font-size:15px;color:var(--muted)}
.step-box{flex:none;width:32px;height:32px;border-radius:9px;border:2px solid #c9ced8;background:#fff;display:flex;align-items:center;justify-content:center;cursor:pointer;padding:0;color:transparent}
.step-box .ic{width:18px;height:18px;stroke-width:3}
.step.done{background:#f5fbf7;border-color:#cfe9da}
.step.done .step-box{background:var(--green);border-color:var(--green);color:#fff}
.step.done b{text-decoration:line-through;text-decoration-color:rgba(15,31,61,.35)}

.how{margin:0;padding:0;list-style:none;counter-reset:h;display:flex;flex-direction:column;gap:14px}
.how li{counter-increment:h;display:grid;grid-template-columns:40px 1fr;column-gap:12px}
.how li::before{content:counter(h);grid-row:span 2;width:36px;height:36px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center}
.how b{color:var(--navy);font-size:18px}
.how span{color:var(--muted);font-size:15px}
.note{display:flex;gap:10px;align-items:flex-start;margin-top:18px;background:#fbf6ea;border:1px solid #efdfb7;border-radius:12px;padding:12px 14px;font-size:15px;color:#5b4a20}
.note .ic{color:var(--gold);margin-top:2px}

/* platform cards */
.cards,.cards3{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:18px}
.cards3{grid-template-columns:repeat(3,1fr)}
.pcard{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;display:flex;flex-direction:column;gap:14px;box-shadow:0 2px 8px rgba(15,31,61,.04)}
.pcard[hidden]{display:none}
.pc-head{display:flex;gap:14px;align-items:center}
.mono{width:52px;height:52px;border-radius:13px;color:#fff;font-weight:800;font-size:19px;display:flex;align-items:center;justify-content:center;flex:none}
.pc-head h3{font-size:20px;line-height:1.2}
.pill{display:inline-block;margin-top:4px;font-size:13px;font-weight:800;letter-spacing:.04em;color:var(--gold-2);background:#fbf3e1;padding:2px 9px;border-radius:999px}
.what{margin:0;color:#2e3442;font-size:16px}
.meta{margin:0;display:flex;flex-direction:column;gap:8px;border-top:1px solid var(--line);padding-top:12px}
.meta div{display:grid;grid-template-columns:22px 78px 1fr;align-items:start;gap:6px;font-size:15px}
.meta .ic{width:18px;height:18px;color:var(--muted);margin-top:2px}
.meta dt{color:var(--muted);font-weight:700}
.meta dd{margin:0;font-weight:600;color:var(--ink)}
.tip{margin:0;font-size:15px;color:#4a5160;background:var(--bg);border-radius:10px;padding:10px 12px}
.tip strong{color:var(--navy)}
.pcard .btn{margin-top:auto}

.pg-h h1{font-size:38px;line-height:1.15}
.pg-h p{color:var(--muted);font-size:18px;margin:8px 0 0;max-width:760px}
.chips{display:flex;gap:8px;flex-wrap:wrap}
.chip{font:inherit;font-weight:700;font-size:15px;padding:8px 14px;border-radius:999px;border:1.5px solid var(--line);background:#fff;color:var(--muted);cursor:pointer}
.chip.on{background:var(--navy);border-color:var(--navy);color:#fff}
.warn{display:flex;gap:12px;align-items:flex-start;background:#eef4ff;border:1px solid #cfdcf5;border-radius:14px;padding:16px 18px;font-size:16px;color:#22324f}
.warn .ic{color:var(--navy);width:24px;height:24px}

.tips{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:14px}
.tips div{background:var(--bg);border-radius:12px;padding:14px 16px}
.tips b{display:block;color:var(--navy);font-size:17px}
.tips span{display:block;color:var(--muted);font-size:15px;margin-top:2px}

/* payouts */
.form{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.form label{display:flex;flex-direction:column;gap:6px;font-weight:700;font-size:15px;color:#2b3242}
.form input,.form select{font:inherit;font-size:17px;padding:12px 14px;border:2px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);min-width:0}
.form input:focus,.form select:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(15,31,61,.12)}
.form .btn{grid-column:1/-1}
.totals{display:flex;flex-direction:column;gap:14px}
.totals .stat{background:var(--bg)}
.byplat{display:flex;flex-direction:column;gap:10px}
.bp{display:grid;grid-template-columns:1fr auto;gap:4px 10px;font-size:15px}
.bp b{color:var(--navy)}
.bp .bar{grid-column:1/-1;height:8px;margin:0}
.bp .bar i{background:var(--gold)}
.tbl-wrap{overflow-x:auto}
.tbl{width:100%;border-collapse:collapse;font-size:16px}
.tbl th{text-align:left;font-size:13px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);padding:10px 8px;border-bottom:2px solid var(--navy)}
.tbl td{padding:12px 8px;border-bottom:1px solid var(--line);white-space:nowrap}
.tbl .r{text-align:right;font-weight:800;color:var(--navy);font-variant-numeric:tabular-nums}
.tbl .del{background:none;border:0;cursor:pointer;color:#9aa1ad;padding:4px}
.tbl .del:hover{color:var(--red)}
.empty{color:var(--muted);margin:14px 0 0}
.empty[hidden]{display:none}

/* footer */
.ftr{background:var(--navy);color:#cfd6e4;border-top:4px solid var(--gold);padding:32px 0 26px;font-size:15px}
.ftr-logo{height:48px;opacity:.5}
.ftr-links{display:flex;flex-wrap:wrap;gap:8px 24px;margin:18px 0 14px}
.ftr-links a{color:#fff;font-weight:700;text-decoration:none}
.ftr-links a:hover{text-decoration:underline}
.fine{font-size:13px;color:#a9b3c7;margin:0 0 8px;max-width:820px}

@media (max-width:900px){
  .hero{grid-template-columns:1fr;padding:26px}
  .grid2,.cards3{grid-template-columns:1fr}
}
@media (max-width:560px){
  body{font-size:16px}
  .brand img{height:42px}
  .topbar{font-size:12px}
  .hero h1{font-size:30px}
  .pg-h h1{font-size:30px}
  .panel{padding:18px}
  .form{grid-template-columns:1fr}
  .stat.big b{font-size:40px}
}